Professor Harry Arthurs recently served as the sole member of the Ontario Expert Commission on Pensions. With the assistance of a number of Pension Advisors, he advanced 142 recommendations for reforming and reinvigorating Ontario’s occupational pension system. Some of the substantive pension...

Life insurance is one of the substitute investments for social protection at the micro level for individuals and households. Like state social insurance, life insurance mitigates the social risks of aging, unemployment, reduced health, poverty and simultaneously saving for future well-being....