The COVID-19 pandemic accelerated the acceptance of digital banking services such as online payment and banking apps. As bank clients become more likely to use online services and contactless payment, the amount of consumer data available for banks' digitalization strategies has increased. This...

As technology continues to innovate at lightning speeds and technology becomes more central to everyday life, personal data must be protected. In 2017, the passage of the General Data Protection Regulation (GDPR) in the European Union set an important precedent in the world of data protection...

The revised Payment Services Directive (PSD2) mandated every bank in the European Union (EU) to provide application programming interfaces (APIs) that allow every licensed company (as well as other banks) to access information gathered on customers’ payment accounts and then order payment...

The use of Internet of Things devices (IoT) by individuals in their homes has led to new opportunities for companies, to adapt their products, services and offers, based on the user profile. At the same time, these new services involve the reinterpretation of existing requirements regarding data...

Chapter 1. Data Sovereignty -- Chapter 2. Digital Governance -- Chapter 3. Conflicts of Law -- Chapter 4. Technical Complexities -- Chapter 5. Comparative Legal Strategies -- Chapter 6. Emerging Topics in Data Sovereignty and Digital Governance.