argue that working citizens would benefit by having their pension funds accumulating in individual pension savings accounts … for three reasons. First, citizens would have a clear picture of the accumulation of their own pension savings throughout … member states should not allow individual pension savings accounts. This approach, as an alternative to forcing workers to …

the prevailing pension system. Beyond this, pension schemes play an important role in the economy, channelling savings …

citizens would benefit, for three reasons, from pension saving in a risk-free savings account. First, citizens would have a … clear picture of the accumulation of their own pension savings throughout their working life. Second, they would pay hardly … no reasons why the European Union and individual member states should not allow individual risk-free pension savings …

argue that working citizens would benefit by having their pension funds accumulating in individual pension savings accounts … for three reasons. First, citizens would have a clear picture of the accumulation of their own pension savings throughout … member states should not allow individual pension savings accounts. This approach, as an alternative to forcing workers to …

-called “tontine annuities” and “tontine pensions” that would benefit lots of retirees. In this Article, we show how the survivor …

retirement savings accounts? Whereas analysts of pension reform in affluent democracies have traditionally considered the … development of private pensions as a secondary outcome of welfare state retrenchment, we argue that governments have actively …

We address the question of whether the heterogeneity in savings is partly due to differences in pension wealth across … heterogeneity in the mean savings offset depending on age, risk attitudes and country. Third, the offset follows different patterns …