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Using a Bayesian vector autoregression (BVAR) identified with a mix of sign and zero restrictions, we show that a restrictive bank loan supply shock has a strong and persistent negative impact on real GDP and the GDP deflator. This result comes about even though flows of other sources of...
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transparency and amendment characteristics halt the number of renegotiation rounds while the credit crisis of 2008 has the opposite …
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persons based on a core set of harmonised concepts and definitions. Starting with reference data from September 2018, credit …) individual credit exposures falling within the reporting scope. The reporting framework is the outcome of in-depth discussions … Regulation, AnaCredit will, already in Stage 1, significantly enhance the value for analysis on credit and credit risk in the …
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Introduction : creditworthiness and 'responsible credit' -- Creditworthiness assessment as a macroprudential duty … of 'responsible credit' : the case of consumer loans -- Access to credit and responsible lending. …"Responsible credit is a policy much discussed by legislators and stakeholders, especially in the aftermath of the …
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