Junttila, Juha-Pekka; Viitala, Evita - 2023
negative interest rate period (NIRP), with a particular focus on the bank size, loan portfolio quality, ownership structure …, and location. Based on a panel dataset from 560 banks and 35 countries for the years 2010 – 2019, excluding the pandemic … years, we show that especially the loan portfolio quality has had significant, but varying effects on the bank profitability …