Narrow search
Showing 1 - 10 of 2,342
Cover Image
What drives bank coverage ratios : evidence from the euro area
Alessi, Lucia; Bruno, Brunella; Carletti, Elena; … - 2019
latter, coverage ratios increase with GDP growth and with more stringent supervision and macro–prudential policies, as well …
Persistent link: https://www.econbiz.de/10012058355
Cover Image
Monetary and macroprudential policy complementarities : evidence from European credit registers
Altavilla, Carlo; Laeven, Luc; Peydró, José-Luis - 2020
evolution of bank credit. We use a unique loanlevel dataset comprising multiple credit registers from several European countries … and different types of loans, including corporate loans, mortgages and consumer credit. We merge this rich information …) productive firms than firms with high ex ante credit risk, except for banks with low capital. …
Persistent link: https://www.econbiz.de/10012390482
Cover Image
Finance and growth in the EU
De Ávila, Diego Romero - 2003
This paper analyses the link between finance and growth by studying the effect that the process of financial deregulation and harmonisation of banking laws at the EU level has brought about on growth over the last 40 years. Our main findings point to the existence of a positive long-run growth...
Persistent link: https://www.econbiz.de/10009635911
Cover Image
Deposit insurance, moral hazard and market monitoring
Gropp, Reint; Vesala, Jukka - 2004
The paper analyses the relationship between deposit insurance, debt-holder monitoring, and risk taking. In a stylised banking model we show that deposit insurance may reduce moral hazard, if deposit insurance credibly leaves out non-deposit creditors. Testing the model using EU bank level data...
Persistent link: https://www.econbiz.de/10009636525
Cover Image
Europe’s Banking Challenge: Reregulation without Refragmentation
Véron, Nicolas - In: CESifo Forum 09 (2008) 4, pp. 51-59
Persistent link: https://www.econbiz.de/10011695913
Cover Image
Auf der Suche nach der "optimalen" Finanzmarktaufsicht
Hartung, Thomas (contributor);  … - 2008
In diesem Beitrag werden mögliche ordnungspolitische Konsequenzen der Finanzmarktkrise in Folge der Turbulenzen auf dem US-amerikanischen Hypothekenkreditmarkt diskutiert. Zunächst erläutern die Autoren theoretisch und empirisch die Phänomene der Bankenkrisen und der Ansteckung in einem...
Persistent link: https://www.econbiz.de/10003635538
Cover Image
Cross-border banking : challenges for deposit insurance and financial stability in the European Union
Eisenbeis, Robert A. (contributor);  … - 2007 - Rev.
propose four principles to ensure the efficient resolution of bank failures, should they occur, with minimum, if any, credit …
Persistent link: https://www.econbiz.de/10003730481
Cover Image
Consolidation in banking and financial stability in Europe : empirical evidence
Uhde, André; Heimeshoff, Ulrich - 2009
Using aggregate balance sheet data from banks across the EU-25 over the period from 1997 to 2005 this paper provides empirical evidence that national banking market concentration has a negative impact on European banks’ financial soundness as measured by the Z-score technique while controlling...
Persistent link: https://www.econbiz.de/10003894737
Cover Image
What do premiums paid for bank M&As reflect? : the case of the European Union
Hagendorff, Jens; Hernando, Ignacio; Nieto, María J.; … - 2010
We analyze the takeover premiums paid for a sample of European bank mergers between 1997 and 2007. We find that acquiring banks value profitable, high-growth, and low-risk targets. We also find that the strength of bank regulation and supervision and of deposit insurance regimes in Europe has...
Persistent link: https://www.econbiz.de/10008664119
Cover Image
Structured finance influence on financial market stability : evaluation of current regulatory developments
Schütz, Sebastian A. - 2010
EU regulation on credit rating agencies and current Basel II enhancements. Finally we can determine that most regulatory …
Persistent link: https://www.econbiz.de/10008695393