-2013. The bank disclosure provides tools to help depositors to exert there governance onto banks manager to align managers …

addition to general sluggishness, bank deposit rates' reactions are clearly asymmetric: flexible when market rates are …

In this paper, we survey the nascent literature on the transmission of negative policy rates. We discuss the theory of … how the transmission depends on bank balance sheets, and how this changes once policy rates become negative. We review the …

of banking sector concentration. Using a local projections framework with 2003-2023 country-level and bank-level data for …

This paper investigates the overall effect of the European Central Bank's (ECB's) unconventional monetary policies … (UMPs) implemented since 2008 on euro area bank retail lending and deposit rates offered to households and non …

rates in the Eurozone. Using bank-level CDS data for 6 major euro-countries, we build a simple country-level index for banks …

deposits tends to be floored at zero, which limits the transmission of policy rate cutsto bank funding costs. We investigate … bank loans. Broader coverage of our loan data and the explicit consideration of banks' excess liquidity holdings are the …' excess liquidity holdings for the effectiveness of NIRP, pointing to a strongcomplementarity of NIRP with central bank …