We address the question of whether the heterogeneity in savings is partly due to differences in pension wealth across … heterogeneity in the mean savings offset depending on age, risk attitudes and country. Third, the offset follows different patterns …

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new … harmonized data set collecting detailed information on wealth holdings, consumption and income at the household level. Since the …

In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and …-quarter of total household wealth in Europe provides further corroboration for this finding. …

UDLs for longer time accumulate more savings. This effect holds for both financial and total wealth and is stronger at … financial literacy, contributing to uncover the mechanisms through which the risk of divorce may affect savings. Our results are …

that affect household consumption and savings, and consequently growth and development. Eurostat states that the household … aims to analyze the differences in household consumption expenditure and net savings across the EU from 2018 until 2021 and … general government consumption expenditure and net savings. In addition, it will compare the differences in household and …