structural information for the euro area on the incidence of household indebtedness and the debt service burden. It breaks down … status of a household. The paper also examines the evolution of indebtedness and debt service burdens over time and compares …

significant and economically important determinants of household saving preferences and credit constraints. …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …

This study examines the differences in household financial risk tolerance across the Eurozone countries and over time …. Using the HFCS data, household subjective financial risk tolerance, stock ownership, and mutual fund ownership are all found … risk tolerance. In a strictly balanced German PHF, the changes in household's willingness to take financial risk over time …

quantity restrictions. - Bank credit ; loan supply constraints ; euro area ; panel data …

the European Union member states that have large penetration of bank credit. Building on the model of financially open … increase in private bank credit relative to the gross domestic product (GDP) and the gap between real interest rate and GDP …