explore the determinants of the choice of using bank loans for short-term liquidity insurance purposes or long-term funding …We show that illiquid assets such as bank loans are used by euro area banks both as central bank collateral for short …-term liquidity insurance purposes and for longer-term funding purposes for issuing covered bonds or asset-backed securities. We then …

suggests that the current Basel III requirement on liquidity ratio can decrease bank's risking-taking behavior while not …Objective - This paper uses a sample of annual observations of European banks to examine whether the liquidity risk … affects a bank's risk-taking behavior and its future loan growth.Methodology – A sample of European banks (27 member countries …

This paper uses a unique dataset where credit rejections experienced by euro area firms are matched with firm and bank … characteristics. This allows us to study simultaneously the role that bank and firm weakness had in the credit reduction observed in … strong determinants of credit rejections, in the crisis period bank weakness made it harder to obtain external finance for …

The study aims to investigate the impact of credit growth on the Maastricht criteria targeting process in the new … to maintain credit growth levels close to economic growth potential. …

results also show that after accounting for financing risks, credit risks, market power and bank business model, our empirical …This paper studies bank loan pricing in the euro area over the period October 2008 to October 2014. This period was … characterised by market fragmentation and extended liquidity provision by the ECB. For our analysis we develop a theoretical …

We examine the impact of emergency liquidity assistance (ELA) on bank lending in eleven euro area countries during the … determination of bank lending, which includes the amount of ELA received by each bank, allowing us to investigate the direct effect …

may affect credit supply …

In this paper, we discuss whether and how bank lobbying can lead to regulatory capture and have real consequences … through an overview of the motivations behind bank lobbying and of recent empirical evidence on the subject. Overall, the …

We provide new international evidence for a monetary policy liquidity transmission channel in the United States, United … channel, we rely on a nonlinear and international economic set-up to distinguish between times of liquidity crisis and non …