This paper discusses a series of ECJ judgments on national mortgage enforcement proceedings in light of the Directive … suspending mortgage enforcement proceedings, thereby allowing the debtor to retain ownership of the property while the (un … the property held by the debtor, creditor, and third parties such as a second mortgage holder are directly affected by the …

these principles remain vague, the Mortgage Credit Directive provides a clear ruleset and, in addition, a value model for … creditworthiness assessment is a key example of a fair and balanced restitution regime for incriminated contracts. The Mortgage Credit …

This paper traces the history of mortgage law in the US. I explore the history of foreclosure procedures, redemption … aspects of mortgage law stem from case law rather than statute. In particular, the ability of creditors to foreclose …, the aspects of mortgage law developed through statute change more frequently. This finding calls into question whether …

lending guidelines, and demand in housing construction and mortgage lending has plummeted. Against this background, the paper …

The U.S. residential housing market collapse illustrates the consequences of ignoring risk while funding mortgage … divorced risk from reward. Increased mortgage capital availability, unmitigated by proper risk allocation, led to real estate … price inflation. Social trends and government policies exacerbated both the mortgage capital over-supply and the risk …