deposits towards non-deposit liabilities. We find that unobserved timeinvariant bank fixed effects are ultimately the most … important determinant of banks' capital structures and that banks' leverage converges to bank specific, time invariant targets …. -- Bank capital ; capital regulation ; capital structure ; leverage …

finding is a negative and significant relationship between the degree of concentration of European bank markets and the market … bank conduct. This support for the market power hypothesis indicates that further measures are needed to make bank lending …

deposits towards non-deposit liabilities. We find that unobserved time-invariant bank fixed effects are ultimately the most … important determinant of banks' capital structures and that banks' leverage converges to bank specific, time invariant targets …

The aim of this paper is to empirically investigate the determinants of creditor concentration in the use of bank loans … relative to bank lending concentration. We find that firms tend to diversify sources of financing by reducing bank …

from 57 countries around the world. We find bank capital structure corresponds to the pecking order theory. In particular …, we find that market to book, size and risk is positively and profitability is negatively related to bank leverage. Banks …

bank. The results suggest that capital requirements may only be of second-order importance for banks' capital structures …

heterogeneity of banking risk determinants. I examine the implications of bank leverage that manifest itself as spreading and …