enhance coverage ratios primarily by increasing loan loss reserves rather than by resolving NPLs. …

profitability owing to increased loan loss provisioning targets. However, over a longer time horizon, lower NPL ratios reduce …

expected losses, as reflected in loan loss allowances, we establish a theoretical link to asset volatility. We document a … sensitivity regarding loan loss allowances has been insufficient, at least since the financial crisis …

smaller net interest margins either report relatively smaller loan loss reserves or less loan losses, even after including …

loss provisions for 22 major developed countries over the 2008-2017 period. Design/methodology/approach - The study used … the Pearson correlation methodology to assess the correlation between EPU, bank nonperforming loans and loan loss … provisions. Findings - The findings reveal that EPU is negatively correlated with nonperforming loans and loan loss provisions in …

In this study, we provide evidence of the effects of macroprudential policy tightening on loan loss provisions (LLP …