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reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of … interactive system involving finance, technology, law, and regulation. Starting with an evolutionary perspective, the authors then …. They address the central role of infrastructure in digital financial transformation, highlighting lessons from China, India …
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Fintech has increasingly become part of the global economy with the evolution of technology, increasing investments in fintech firms, and greater integration between traditional incumbent financial firms and fintech. Since the 2007-2009 financial crisis, research has also paid more attention to...
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Innovation and technology have led to the redefinition of business models and development of new ones in many bricks and mortar sectors. Similarly, blockchain and fintech have impacted the finance and banking industries and are expected to further affect them in the future, leading some media to...
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This paper provides an overview of different regulatory approaches to Fintech and provides guidance for policymakers to understand the benefits and limitations of each. While some Fintech activities can often be covered within existing regulatory frameworks, the majority of jurisdictions are...
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