Recent EU legislation recognizes energy communities (ECs) as central actors in the energy system. Despite a growing literature on ECs, intra-country studies have been lacking. However, regional polarization can pose an urgent challenge to accomplish energy goals. We aim to shed light on this,...

In the European Union (EU), the revised Payment Services Directive (PSD2) aims to provide more convenient and customized financial products through open banking (OB) platforms. However, little attention has been paid to the role of OB in improving the financial well-being of the growing number...