The work focuses on the United States and the Canadian banking systems regulatory evolutions and assesses the reasons why two so similar countries ended up with such different banking systems. The aim of the paper is to show that Canada has a greater level of stability compared to the United...

More than four years after its launch, open banking models present ups and downs in the UK and the EU. Considering the investments made, the critical mass necessary to make these services profitable is far from being reached. In parallel, the extension of open banking to the client's entire...