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Persistent link: https://www.econbiz.de/10011494535
inter-regional migration patterns in the 1990s. We find that migration is lower in candidate countries and new member states … than in EU15 member states. Also in contrast to the EU15 member states migration has fallen in candidate countries and new … member states. This casts doubt on the viability of migration as an adjustment mechanism. Estimating place to place models of …
Persistent link: https://www.econbiz.de/10011494658
This paper studies to what extent the experiences of households shape their willingness to take financial risks. It follows the methodology of Malmendier and Nagel (2011) and applies it to a novel data set on household finances covering euro area households. We show that experienced stock market...
Persistent link: https://www.econbiz.de/10010254328
This paper studies to what extent the experiences of households shape their willingness to take financial risks. It follows the methodology of Malmendier and Nagel (2011) and applies it to a novel data set on household finances covering euro area households. We show that experienced stock market...
Persistent link: https://www.econbiz.de/10013058238
Persistent link: https://www.econbiz.de/10011886270
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...
Persistent link: https://www.econbiz.de/10012132614
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Systemic usury exploits poverty by shifting usury into additional products and leveraging usury gains by stringing together individual loan agreements. This paper reviews the economic...
Persistent link: https://www.econbiz.de/10012027590
Persistent link: https://www.econbiz.de/10011928249
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by deceitful and even fraudulent means, we consider it as...
Persistent link: https://www.econbiz.de/10012507235
Persistent link: https://www.econbiz.de/10011435151