This paper investigates the cost efficiency of 1974 credit institutions across 15 European countries over the five … banking industry. However, the saving bank sector may reduce average costs with roughly 6% by choosing an optimal size for its … still exceeded 16% in 1997. -- X-efficiency ; Economies of scale ; European Banking ; Cost Frontier ; Recursive Thick …

Using a sample of US banks between 2001 and 2013, this paper investigates the impact of competition on bank efficiency …, the bank-specific factors that increase the likelihood of securitization, the previously untested impact of securitization … on efficiency, and the effect of the interaction between competition and securitization on efficiency. We confirm that …