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The aim of this paper is to examine the demand factors for microfinance services in Indonesia consisting of the understandings, perceptions and preferences of 581 micro finance institutions (MFIs) clients of four MFIs— two Islamic (BMT and BPRS) and two conventional (BRI and BPR). The results...
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Indonesia applies Islamic financial instruments in its financial system. Indonesia adheres to a bank-based industry financial system that puts Islamic banking as the driving force of the economy. This study aimed to examine the effect of Islamic financial performance in the intermediation...
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