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This study examines barriers to entry in the South African retail banking informed by Capitec's experiences as an entrant. In some ways Capitec's experience is exceptional. It surged ahead early attempts to bank the excluded from banks such as Ubank (former Teba Bank) and the Mzansi initiative....
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finance nor to traditional economical theories? Inspired by rational choice theory, this paper tries to explore this largely …
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moral codes, this article explores a theory of ethics, known as the “Hunt-Vitell” theory of ethics, that illuminates the … concept of personal moral codes and uses the theory to discuss which types of personal moral codes foster trust and distrust … in society. This article then uses resource-advantage (R-A) theory, one of the most completely articulated dynamic …
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a high level of competition. What a country produces and how much it competes domestically and internationally are …
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