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This paper examines whether regulation that is more conducive to competitive and efficient financial systems has a … external sources of funding tend to grow faster in countries that have more competition-friendly regulation in markets for … banking services and financial instruments. The regulatory indicators are assembled from surveys conducted by the World Bank …
Persistent link: https://www.econbiz.de/10012444857
This paper builds a dataset on bank ownership that covers more than 6,500 banks in 181 countries (59 low-income economies, 72 middle-income economies, and 50 high-income economies) over 1995-2020. I show that until 2010, there was a reduction in state-ownership of banks and an increase foreign...
Persistent link: https://www.econbiz.de/10014249625
requirement, recurring financial crises across the world do little to suggest that capital adequacy is enough protection for banks …, even when they fully comply. By examining the case of regulation compelled banking recapitalizations in a cross …
Persistent link: https://www.econbiz.de/10012980295
financial regulation, and for its implementation. Indeed, the goal becomes developing a regulatory structure that minimizes the … alternative regulatory framework and proposes a fundamental shift in the way financial regulation is performed, similar to what …
Persistent link: https://www.econbiz.de/10013135771
whether increases in regulation-related costs reduced bank lending in the aftermath of both financial crises and discuss …
Persistent link: https://www.econbiz.de/10012868163
An all-inclusive financial system is one of the channels through which information and communication technology (ICT) affects economic growth. Digital financial inclusion is an evolving phenomenon that enhances the ease of access to and availability of formal financial services. Further,...
Persistent link: https://www.econbiz.de/10012500594
The objective of this paper is to examine the impact of the new banking regulation on the European Union real economic …
Persistent link: https://www.econbiz.de/10014466503
We exploit the introduction of free banking laws in US states during the 1837-1863 period to examine the impact of removing barriers to bank entry on bank competition and economic growth. As governments were not concerned about systemic stability in this period, we are able to isolate the...
Persistent link: https://www.econbiz.de/10010227307
"regression discontinuity" setup. The study uses a total of 285 pairs of contiguous counties along 38 segments of such regulation …
Persistent link: https://www.econbiz.de/10013158565
regression discontinuity setup. The study uses a total of 285 pairs of contiguous counties along 38 segments of such regulation …
Persistent link: https://www.econbiz.de/10013316911