Yan, Jiaqi; Yu, Wayne; Zhao, J. Leon - In: Financial innovation : FIN 1 (2015) 19, pp. 1-11
In the past decade, online Peer-to-Peer (P2P) lending platforms have transformed the lending industry, which has been historically dominated by commercial banks. Information technology breakthroughs such as big data-based financial technologies (Fintech) have been identified as important...
