We estimate inefficiency for the Chilean banking system in the period 1990-1999 through a sample of 24 national and …. National and large banks appear to be more efficient. It is exactly the latter group which has reported greater levels of risk … times the level detected for national banks. Finally, inefficiency in the national banking system appears more clearly …

The unique capital structure of commercial banking - funding production with demandable debt that participates in the … liabilities to reduce the probability of bank runs. These aspects of banking affect a bankś choice of risk vs. expected return … higher levels of risk-taking. Studies of banking cost that ignore endogenous risk-taking find little evidence of scale …

financial intermediation and the supremacy of banks' efficiency. This study examines the concurrent effects of bank risk … risk-taking negatively affects the return. Cost-efficient banks are taking more credit risk; however, more efficiency gains …-taking (efficiency) behaviour of banks. Market competition enhances the risk and efficiency and reduces banks' interest spread. Finally …

business environment for such firms, risk-taking behaviors play a key role in their efficiency. In addition, the level of … capitalization has become a more critical tool to counterbalance risk and efficiency. Therefore, we aimed to assess the relationship … between efficiency, risk, and the level of capitalization in a sample of Turkish securities by covering the detailed data of …