In an effort to lower costs of provision, authorities have encouraged the consolidation of providers for a number of …

Korean banking sector. We examine the effects of market concentration on bank efficiency and competition for the period of … from the directional technology distance function. The level of competition is measured by both the H-statistic of the … competition, it has a positive significant effect on the level of the average interest margin …

impact of efficiency, as well as concentration, on banking competition measured by the Net Interest Margin (NIM), controlling … competition and are X-inefficient. Moreover, the efficient group of banks entertains increases in NIM as they get more efficient …