or cost savings. We suggest a united approach to measure competition and efficiency simultaneously to test this … hypothesis. We estimate bank-specific Lerner indices as measures of competition and test if cost and profit efficiency are … are small from an economical perspective. -- Savings banks ; competition ; efficiency ; quiet life hypothesis …

episodes of financial distress and they also have an incentive to increase risk to exploit the cost-of-funds subsidy of … relationship to size requires untangling cost and profit from decisions about risk versus expected-return because both cost and … higher levels of risk-taking. Studies of banking cost that ignore endogenous risk-taking find little evidence of scale …

, efficiency and cost of financial intermediation of Bangladeshi commercial banks. The Two-Step System GMM (2GMM) estimators of …-level, industry-level, and macroeconomic-level phenomenon. Efficiency gains cost the spread of banks' financial intermediation, and … risk-taking negatively affects the return. Cost-efficient banks are taking more credit risk; however, more efficiency gains …

areas of activities in company which can lead to improving the quality and reducing costs by using the PAF cost model. The …