lack of reliable panel data on household expenditures. One possibility is to use surveys that follow the same households … alternative approach is to use the accounting identity that total household spending is equal to income plus capital gains minus … accounting identity to construct a population panel data with information on household expenditure. To derive such measures of …

household finances. Using a triple differences approach, we estimate the effect of natural disasters on credit card outcomes for … low income areas, we find few negative impacts on credit outcomes of most individuals living in areas hit by disasters … that qualify for individual and household aid. Though all types of individuals affected by disasters show some signs of …

Studies of inequality often ignore resource allocation within the household. In doing so they miss an important element … intrahousehold allocation of resources and welfare. We show how the sharing rule, which characterizes the within-household … allocations, can be identified from data on household consumption and labor supply. We also argue that a measure based on …

We analyse the decline of household saving rates in the bottom half of the income distribution in Germany since the … combine survey data on household consumption with our own representative survey on the visibility and status relevance of …

We analyse the decline of household saving rates in the bottom half of the income distribution in Germany since the … combine survey data on household consumption with our own representative survey on the visibility and status relevance of …

We analyse the decline of household saving rates in the bottom half of the income distribution in Germany since the … combine survey data on household consumption with our own representative survey on the visibility and status relevance of …

risk scores, default, and the extent of credit constraints - intergenerational linkages in household credit. Using … observations on siblings, we find that the linkages are due to unobserved household heterogeneity rather than parental credit … between parental and child credit attributes after controlling for household fixed effects. The linkages are stronger in …