This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks' assets and liabilities, including during the...

This study analyzes panel data for 61 countries during 1980–97 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance...

Germany's private deposit insurance scheme with its "clublike" nature, cannot easily be transplanted to countries with weaker institutions. But it offers useful lessons for countries that want to set up a new scheme or reform an existing one