data from the Eurosystem Household Finance and Consumption Survey (HFCS) to analyse the household's wealth composition and … accumulation process in the euro area. To quantify the size of the housing wealth and its potential to enhance existing and future … amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … in recent years, due partly to the fact that tax breaks for housing purchase, reforms in the housing loan market since … the early 2000s, and expansionary monetary policy enabled Japanese households to purchase housing at a younger age than …

The article presents an outline of the principles for granting reverse mortgage loans by banks and other credit … is not to offer a detailed analysis and assessment of the solutions adopted in the new Reverse Mortgage Act, but rather … lifetime annuities, which can in practice distort and subvert the purposes for which the Reverse Mortgage Act was adopted …

decisions. We investigate empirically and theoretically the life-cycle patterns of homeownership, housing and nonhousing assets …Retired homeowners dissave more slowly than renters, which suggests that homeownership affects retirees' saving … in retirement. Using an estimated structural model of saving and housing decisions, we find, first, that homeowners …