The objective of the present research is to assess how and to what extent government-to-person (G2P) digital welfare …, financial, demographic, spatial as well as temporal influences, G2P digital welfare, and B2P electronic payroll practices … significantly improve individuals’ likelihoods of formal financial inclusion in the global open economy. Indeed, while G2P digital …

We study a model of financial intermediation, payment choice, and privacy in the digital economy. Cash preserves …. Payment tokens issued by digital platforms allow merchants to hide from banks but enable platforms to stifle competition. An … independent digital payment instrument (a CBDC) that allows agents to share their payment data with selected parties can overcome …