Questions and answers regarding compliance with Regulation E.

An analysis of the potential effects of three recent proposals for pricing Federal Reserve daylight overdrafts, demonstrating that reducing the attendant moral hazard in daylight overdraft credit depends on how, rather than on how much, pricing affects overdrafts, and that this should be a...

As the Federal Government moves to switch most federal payments from paper check delivery to Direct Deposit by January 2, 1999, the Electronic Fund Transfer Initiative (EFT) attempts to educate consumers and serve the "unbanked."

The Washington-based Financial Services Education Coalition has prepared a training guide to help service providers and community groups better educate their clients about Direct Deposit and other basic banking topics.

Real-time gross settlement (RTGS) systems such as CHAPS Sterling require large amounts of liquidity to support payment activity. To meet their liquidity needs, RTGS participants borrow from the central bank or rely on incoming payments from other participants. Both options can prove costly --...