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The paper empirically investigates credit access and borrowing costs in Poland's rural financial market. We conduct an econometric analysis based on cross-sectional survey data including formal loans taken in the period 1997-1999. A hedonic regression of the effective interest rate, comprising...
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of Pakistan. The random sampling technique was used to collected data from 300 rural households through a face …-to-face interview. To find the important factors affecting access to credit in Sindh province of Pakistan, we performed descriptive …
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