An Optional European Contract Code in the Institutional Competition between European Contract Laws -- Assessment of the … Desirability of an Optional European Contract Law -- Evaluation of the European Commission's Impact Assessment Accompanying the …The Commission of the European Union has identified divergences between the national contract laws of the Member States …

lending, borrower quality and collateral as a key variable in loan contract design. We used a unique data set based on the … decision-making and contract design. In particular, bank internal borrower ratings serve to evaluate borrower quality, and the … contract design is mainly driven by aspects of relationship lending and renegotiations. We found that relationship lenders or …