relationships' dimensions. Long-lasting, exclusive and synergy-creating bank relationships are associated with higher credit volume … and lower loan rates. These benefits are more likely in the US and in countries where bank competition is high. They are …

examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit … decision-making and contract design. In particular, bank internal borrower ratings serve to evaluate borrower quality, and the … bank's own assessment of its housebank status serves to identify information-intensive relationships. Additionally, we used …

credit. We estimate a structural model of credit demand, loan use, pricing, and firm default using matched firm-bank data … of demand for credit and default. Our counterfactual experiments show that while increases in adverse selection increase … prices and defaults on average, reducing credit supply, banks' market power can mitigate these negative effects …

affects bank lending depends on whether the banks are drawing on official-sector liquidity facilities. Third, liquidity …

affects bank lending depends on the whether the banks are drawing on official sector liquidity facilities. Third, liquidity … heterogeneity in the balance sheet characteristics that affect banks' responses to liquidity risk. Overall, bank balance sheet …

distributed between inventors and investors. As a result, bank lending for firm R&D has been rare. However, firms can signal the … potential to alter the risk assessment of the firm’s main bank. Additionally, we explore heterogeneities in these risk … assessments arising from the industry level and the main bank’s portfolio. We test our theoretical predictions for a sample of …

distributed between inventors and investors. As a result, bank lending for firm R&D has been rare. However, firms can signal the … potential to alter the risk assessment of the firm’s main bank. Additionally, we explore heterogeneities in these risk … assessments arising from the industry level and the main bank’s portfolio. We test our theoretical predictions for a sample of …

This paper estimates the exporter premium in bank lending. We examine credit relationships in Germany, covering all … bank characteristics, our results indicate that exporting firms take out loan s around 15 percent larger than those of non-exporters. …