The issues regarding catastrophic losses is quite an important factor to consider in the course of insurance and the … insurance premiums …

balance sheet behavior of a large class of intermediaries, life insurance companies. The pass-through from assets to equity is …

With this paper we seek to contribute to the literature on pension insurance systems. The financial literature tends to … focus exclusively on the US pension insurance system. This is the first major empirical study to address the German … occupational pension insurance (PSVaG) plan in Germany. The study is based on a Merton-type one-factor model, in which we determine …

correlation in their assets (health, wealth, wisdom, i.e. skills), causing them to demand a great deal of insurance coverage …. Insurers on the other hand eschew positively correlated risks. It can be shown that insurance contributes to a reduction of … insurance. Analyzing deviations from trend in aggregate insurance payments, one finds the following for the United States and …

Insurance products are distributed both by independent and dependent agents, although the use of independent agents is …. -- Insurance intermediation ; service quality ; distribution systems …

can be used to self-insure, substituting for both formal and informal insurance. We investigate this question using a … remittances, which supports the idea that remittances act as (self-) insurance. We also show that purchasing formal funeral cover … is influenced by other risk management strategies and that determinants of informal insurance differ from those of formal …

We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …