-adjusted profitability are used, the risk-return trade-off seems to hold. …

, market concentration, the macroeconomic environment and time effects. The main purpose is to examine how the sector's ROAA … profitability. We also show that banking profitability is pro-cyclical and is positively related to the stock of performing loans …

and market concentration have a positive effect on profitability, while the membership of the European Union has a …The subject of research in this paper is the profitability of the biggest banks in the European financial market, some … of which operate in Montenegro. The profitability of banks is influenced by a large number of factors, including internal …

concentration magnifies the effect of idiosyncratic shocks on loan growth. Through this channel, idiosyncratic shocks affecting …

-offs and write-downs, we examine the impact of loan portfolio sector concentration on credit risk. By controlling for common …

concentration is associated with a positive and significant relationship between bank-level credit growth and aggregate growth of …