. Exploiting a unique dataset, we show how age, gender, and education composition of executive teams affect risk taking of … financial institutions. First, we establish that age, gender, and education jointly affect the variability of bank performance … younger executive teams increase risk taking, as do board changes that result in a higher proportion of female executives. In …

contribute to this understanding by answering the following questions: How do banks adjust capital and risk after an increase in …

contribute to this understanding by answering the following questions: How do banks adjust capital and risk after an increase in …