State merit aid programs have been found to reduce the likelihood that students attend college out-of-state. Using the …

Florida students to identify the returns to four-year college for students on the academic margin of college admission. In … of the importance of credit constraints within this population. I find that students who obtain high school grades just … a four-year college and much less likely to attend a community college than students with grades just below the …

College students now use various forms of unsecured credit such as private student loans and credit cards to finance …