As the euro area has a predominantly bank-based financial system, changes in the composition and strength of banks … developments in banks’ balance sheets, profitability and risk-bearing capacity and analyses their relevance for monetary policy. We …

In this paper, we analyse a relationship between net interest margin (NIM) of EU banks and market interest rates in a … low-interest rate environment. We contribute to the literature when examining a large sample of annual data on 629 banks … investigated banks. Second, a higher market concentration, proxied by the Herfindahl index, leads to higher NIM. Finally, we show a …

decreasing the average rate on new loans.Credit and interest rate risk premiums are clearly observable in banks' lending rates …

banks operate under a structural liquidity surplus. The model shows that increasing excess reserves have no or even a … decreases in the central bank's deposit rate develop expansionary effects on loan supply - contrary to the case in which banks …

We analyze more than 74,000 home equity loans and lines of credit to study the role of information asymmetry. This … credit market is characterized by borrowers who face a menu of contract options with varying collateral requirements and … prices. Our results show that a less credit worthy applicant is more likely to select a credit contract that requires less …

when the foreign claims by U.S. banks on the country of interest are unusually high. Overall, our results indicate that U …

identifying exogenous changes in the competitive pressures facing individual banks and discover that an intensification of … banks' profits, charter values, and relationship lending and increases banks' provision of nontraditional banking services …

profitability for commercial banks operating in the MENA economies over the period 1999-2012. This paper uses panel analysis via GMM … estimation to examine a large sample of banks for a period that includes the recent global crisis and Arab uprising, marked by …, confirming that regulators and policy makers should ensure banks are well capitalised to guarantee survival and stability for …

banks pertaining to the aforementioned countries. The sample period range from 2000 to 2014. Liquidity creation was measured …