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Macroeconomic effects of bankruptcy and foreclosure policies
Mitman, Kurt - 2016
Persistent link: https://www.econbiz.de/10011437216
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Macroeconomic effects of bankruptcy and foreclosure policies
Mitman, Kurt - In: The American economic review 106 (2016) 8, pp. 2219-2255
Persistent link: https://www.econbiz.de/10011538691
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Macroeconomic effects of bankruptcy & foreclosure policies
Mitman, Kurt - 2011
Persistent link: https://www.econbiz.de/10009236467
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Macroeconomic Effects of Bankruptcy & Foreclosure Policies
Mitman, Kurt - 2015
I develop an equilibrium model of housing and default to jointly analyze the effects of bankruptcy and foreclosure policies. Heterogeneous households have access to mortgages and unsecured credit and can default separately on both types of debt. I show that the interaction between foreclosure...
Persistent link: https://www.econbiz.de/10013037938
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A micro view on home equity withdrawal and its determinants evidence from Dutch households
Ebner, André - 2010
through innovations in the mortgage market and financial deregulation. This study looks at the factors driving home equity …
Persistent link: https://www.econbiz.de/10003951793
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Financial literacy and subprime mortgage delinquency : evidence from a survey matched to administrative data
Gerardi, Kristopher; Götte, Lorenz; Meier, Stephan - 2010
The exact cause of the massive defaults and foreclosures in the U.S. subprime mortgage market is still unclear. This … a role. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage … borrowers who took out mortgages in 2006 or 2007 and match these measures to objective data on mortgage characteristics and …
Persistent link: https://www.econbiz.de/10008664618
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Financial Literacy and Subprime Mortgage Delinquency : Evidence from a Survey Matched to Administrative Data
Gerardi, Kristopher - 2014
The exact cause of the massive defaults and foreclosures in the U.S. subprime mortgage market is still unclear. This … a role. We measure several aspects of financial literacy and cognitive ability in a survey of subprime mortgage … borrowers who took out mortgages in 2006 or 2007 and match these measures to objective data on mortgage characteristics and …
Persistent link: https://www.econbiz.de/10013069902
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An Empirical Analysis of Information Asymmetry in Home Equity Lending
Agarwal, Sumit - 2015
We analyze more than 74,000 home equity loans and lines of credit to study the role of information asymmetry. This credit market is characterized by borrowers who face a menu of contract options with varying collateral requirements and prices. Our results show that a less credit worthy applicant...
Persistent link: https://www.econbiz.de/10013026832
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Subjective Inflation Expectations of Households
Weber, Michael - 2023
Inflation expectations of households and firms are central determinants in all dynamic macro models. Yet, empirical evidence suggests these decision makers form expectations in a way that deviates from the assumptions in these models: on average, inflation expectations are biased upwards, are...
Persistent link: https://www.econbiz.de/10014254115
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Gender and banking : are women better loan officers?
Beck, Thorsten; Behr, Patrick; Güttler, André - 2009
Persistent link: https://www.econbiz.de/10003879946