We exploit a nation-wide introduction of mandatory disclosure of borrowers' total credit exposures and show that … sharing such information increases credit access independent of borrowers' history. Differentiating between borrowers applying … history, we find an overall increase in credit access measured by both loan application acceptance and credit amount. While …

This paper investigates how credit information sharing affects corporate trade credit. Utilizing the difference …-in-difference method, we find that infra-marginal bank borrowers significantly reduce their trade credit after the introduction of the … Chinese National Enterprise Credit Information Publicity System (NECIPS), a groundbreaking public credit registry in China …

The study aims to investigate the impact of credit growth on the Maastricht criteria targeting process in the new … to maintain credit growth levels close to economic growth potential. …

of firms partially offset reduced credit supply by resorting to alternative financing sources …

Higher bank credit growth implies that excess returns of bank stocks over the next one year are lower by nearly 3 …%. Credit growth tracks bank stock returns over the business cycle and explains nearly 14% of the variation in bank stock …, the predictive power, as measured by the absolute magnitude of the coefficient on credit growth and the adjusted-R^2 at …

Higher bank credit growth implies that excess returns of bank stocks over the next one year are lower by nearly 3 …%. Credit growth tracks bank stock returns over the business cycle and explains nearly 14% of the variation in bank stock …, the predictive power, as measured by the absolute magnitude of the coefficient on credit growth and the adjusted-R2 at the …