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Housing habits and their implications for life-cycle consumption and investment
Kraft, Holger; Munk, Claus; Wagner, Sebastian - 2015
We set up and solve a rich life-cycle model of household decisions involving consumption of both perishable goods and …
Persistent link: https://www.econbiz.de/10010482078
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Financial consequences of identity theft : evidence from Consumer Credit Bureau records
Blascak, Nathan; Cheney, Julia; Hunt, Robert M.; … - 2018
consumer credit behavior. Using a unique data set of consumer credit records and alerts indicating identity theft and the … exogenous timing of victimization, we show that the immediate effects of fraud on credit files are typically negative, small … credit characteristics, including improved Risk Scores. Consumers also exhibit caution with credit by having fewer open …
Persistent link: https://www.econbiz.de/10011971286
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Chapter 12. Gender Inequality
Ponthieux, Sophie; Meurs, Dominique - In: Handbook of income distribution : volume 2, (pp. 981-1146). 2015
The chapter examines how the various dimensions of economic inequality between men and women are analyzed today. Beyond the gender wage gap—a central issue—and of course the still far from equal sharing of housework, the chapter also reviews research on gender inequality in access to...
Persistent link: https://www.econbiz.de/10014025339
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Behavioral Heterogeneity : Pareto Distributions of Homothetic Preference Scales and Aggregate Expenditures Income Elasticities
Grandmont, Jean-Michel - 2017
We evaluate the income elasticity of the aggregate budget share spent on a sub-group of commodities, in a competitive framework, by a continuum of agents having the same income, but heterogeneous behavior described by an "homothetic preferences scaling factor" having a bounded Pareto...
Persistent link: https://www.econbiz.de/10012945782
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Confidence, Financial Literacy and Investment in Risky Assets : Evidence from the Survey of Consumer Finances
Cupák, Andrej - 2020
We employ recent Survey of Consumer Finances (SCF) microdata from the US to analyze the impacts of confidence in one's own financial knowledge, confidence in the economy, and objective financial literacy on investment in risky financial assets (equity and bonds) on both the extensive and...
Persistent link: https://www.econbiz.de/10012834179
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The relationship between household credit and banking stability in Malaysia : panel evidence
Nurhuda Nizar; Zulkefly Abdul Karim - In: Gadjah Mada international journal of business 23 (2021) 2, pp. 155-172
Persistent link: https://www.econbiz.de/10012872374
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Life-Cycle Consumption and Children : Evidence from a Structural Estimation
Jørgensen, Thomas - 2015
Danish administrative longitudinal data. Contrary to existing studies, I allow income uncertainty, credit constraints, and … post-retirement motives to affect household behavior while the number and age of all children can affect the marginal …
Persistent link: https://www.econbiz.de/10013022153
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Housing habits and their implications for life-cycle consumption and investment
Kraft, Holger; Munk, Claus; Wagner, Sebastian - 2015
We solve a rich life-cycle model of household decisions involving consumption of perishable goods and housing services …
Persistent link: https://www.econbiz.de/10012061643
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MPC heterogeneity and household balance sheets
Fagereng, Andreas; Holm, Martin Blomhoff; Natvik, Gisle … - 2018
to consume (MPCs). Our main contribution is to document how MPCs vary with household characteristics and prize size, and …
Persistent link: https://www.econbiz.de/10011872933
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Houshold debt demand and supply : a cross-country comparison
Crook, Jonathan N. - In: The economics of consumer credit, (pp. 63-92). 2006
Persistent link: https://www.econbiz.de/10003393327