We develop and test a model of mortgage underwriting, with particular reference to the role of credit bureau scores. In … conflicting results - seeking to explain how exemptions affect the mortgage market. By contrast, our model implies that when … lenders use credit scores in a standardized manner, exemptions should be irrelevant to the mortgage underwriting decision …

In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. -- foreclosure ; mortgage ; judicial ; power of sale ; right to cure …

In a recent set of influential papers, researchers have argued that residential mortgage foreclosures reduce the sale … mortgage distress on house prices. -- foreclosure ; mortgage ; judicial ; power of sale ; right to cure …