estimation. The analysis allows to distinguish between rents that accrue due to single bank lending, rents that accrue due to … relationship lending, and rents that accrue due to the elimination of competition among multiple lenders. We find the relationship … against hold-up. -- Banking Competition ; Coordination ; Distress ; Credit Spread ; Hold-up …

Abstract: Using a unique sample of 425 bank mergers in the US announced between 2000 and 2008 this paper provides clear … evidence supporting the collusion and productive efficiency hypotheses. By analyzing 425 bank mergers and a total of 1112 …

Although policymakers often discuss tradeoffs between bank competition and stability, past research provides differing … competition materially boosts individual and systemic bank risk. With respect to the mechanisms, we find that competition reduces … theoretical perspectives and empirical results on the impact of competition on risk. In this paper, we employ a new approach for …

sharing on the volume of private credit by examining unique bank-level panel data from Ukraine, a transition economy where … volume effect of information sharing when information sharing takes place through the central bank-administered public credit … registry. In contrast, information sharing through private credit bureaus is associated with an increase in the volume of bank …

that carry over to the medium or long term. The paper looks at the exogenous expansion of bank branches in India, driven by …

(Gabaix, 2011) for the banking sector, introducing Bertrand competition and heterogeneous banks charging variable markups …. Using this framework, we show conditions under which idiosyncratic shocks to bank lending can generate aggregate … sector for many countries is indeed granular, as the right tail of the bank size distribution follows a power law. We then …

contribution is two-fold. First, we expand the theory of granularity to encompass the Bertrand competition frequently used in … right tail of the bank size distribution follows a power law. Also, the presence of big banks as measured by high market …

Stochastic Frontier Analysis (SFA). In the second step we regress bank spreads on efficiency scores and market structure … bank (mutual, cooperative, and commercial banks) and type of business relationships established are controlled for …

concentrated markets. In this paper the Panzar-Rosse approach is used to assess competition of banking sectors in CEE. By using … competition-stability trade-off …

loans, we utilize a new indexation mechanism exploiting a detailed bank-level dataset for the period January 2007-April 2020 … demonstrated by dispersion indices. Our empirical design also entails the construction of competition indicators for aggregated and … competition are related to the lower level of lending rate dispersion in housing and vehicle segments in a statistically …