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In recent years, as the homeownership rate in the United States reached its highest level in history, homeownership itself remained unevenly distributed, particularly along racial and ethnic lines. By using data from the 2000 Integrated Public Use Microdata Series (IPUMS) and 2006 American...
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discrimination in the standard loan approval model is reduced for both African-Americans and Hispanics. Applying the same method to … reduced by two thirds for Hispanics and completely vanishes for African-Americans. …
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of depression, high cholesterol, and hypertension between Hispanics, non-Hispanic blacks, and non-Hispanics whites using … characteristics, while the sources of the utilization difference between the whites and Hispanics are split between the differences in …
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Progress in narrowing black-white earnings differences has been far from continuous, with some of the apparent progress resulting from labor force withdrawal among lower-skilled African Americans. This paper builds on prior research and documents racial and ethnic differences in male earnings...
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