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This paper proposes a novel empirical strategy to estimate the causal effects of federal "redlining" - the mapping and grading of US neighborhoods by the Home Owners' Loan Corporation (HOLC). In the late 1930s, a federal agency created color-coded maps to summarize the financial risk of granting...
Persistent link: https://www.econbiz.de/10014528217
In this paper we investigate whether race and ethnicity influenced subprime loan pricing during 2005, the peak of the subprime mortgage expansion. We combine loan-level data on the performance of non-prime securitized mortgages with individual- and neighborhood-level data on racial and ethnic...
Persistent link: https://www.econbiz.de/10011539498
socioeconomic composition and political preferences of the population do not affect the size of discrimination and returns to …
Persistent link: https://www.econbiz.de/10013244053
We assess the extent of discrimination against gay and transgender individuals in the rental housing markets of four … than heterosexual couples. However, we find no evidence of discrimination against gay male couples. We also assess whether … the evidence is consistent with taste-based discrimination or statistical discrimination models by comparing response …
Persistent link: https://www.econbiz.de/10014466643
We assess the extent of discrimination against gay and transgender individuals in the rental housing markets of four … than heterosexual couples. However, we find no evidence of discrimination against gay male couples. We also assess whether … the evidence is consistent with taste-based discrimination or statistical discrimination models by comparing response …
Persistent link: https://www.econbiz.de/10014461594
that such a concept of racism is not very helpful in understanding actual patterns of discrimination. Phenotype, ethnicity … and religion each have independent effects on discrimination. Tendencies towards discrimination differ greatly between …
Persistent link: https://www.econbiz.de/10012647872
discrimination driven by prejudice plays a part in explaining this residual wage gap. Whereas racial prejudice has substantially … customer discrimination. I test this model using the IPUMS, the General Social Survey and the Occupation Information Network …
Persistent link: https://www.econbiz.de/10010252637
; discrimination ; migration ; conditional logit …
Persistent link: https://www.econbiz.de/10003892770
discrimination driven by prejudice plays a part in explaining this residual wage gap. Whereas racial prejudice has substantially … customer discrimination. I test this model using the IPUMS, the General Social Survey and the Occupation Information Network …
Persistent link: https://www.econbiz.de/10013057458
We conduct a field experiment to show that discrimination in the rental market represents a significant obstacle for …
Persistent link: https://www.econbiz.de/10011311749