We assess the role of race in loans made through the Paycheck Protection Program (PPP). The PPP program, created by the U.S. government as a response to the Covid-19 pandemic, provides loans to small businesses so they can keep employees on their payroll. We argue that the historical record and...

We assess the role of FinTech firms in loans made through the Paycheck Protection Program (PPP). The PPP program, created by the U.S. government as a response to the COVID-19 pandemic, provides loans to small businesses so they can keep employees on their payroll. We argue that FinTech firms’...

We empirically investigate the effect of the Internet on racial hate crimes in the United States from the period 2001–2008. We find evidence that, on average, broadband availability increases racial hate crimes. We also document that the Internet's impact on these hate crimes is not uniform in...