When credit application experiences are examined, minority-owned small firms are not the discouraged borrowers that credit outcome studies generally suggest. This paper examines repeated application for credit by small firms. Univariate statistical analysis reveals that persistence is necessary...

By analysing the institutional structures of indigenous sub-Saharan African groups, this paper aims to highlight the effect that these institutions may have had, and continue to have, on contemporary institutional performance. Using ethnographic and anthropological data sources a set of...