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The present paper provides an overview on current developments of cash usage and issue of central bank digital currency (CBDC) in the euro area and proposes a possible design of a digital euro that allows for instant offline payments. Cash usage at the point-of-sale decreased perceptibly in the...
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rights in our time in the euro area. IS research can provide useful insights into technology acceptance criteria of a CBDC …, which is a novel and unfamiliar technology for most people, and help identify requirements. Our paper provides an overview … of the current state of development. Furthermore, we present a Technology Acceptance Model - based vignette study (N …
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currency for digital transactions in response to cryptocurrencies and a decrease in cash payments. We investigate usage … focus on the creation of trust in the currency, underlying technology and the central bank. The digital euro's performance …
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