portfolios, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the … heterogeneity in household finances implies that responses of consumption to changes in the real interest rate and in house prices …

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in … household finances implies that responses of consumption to changes in the real interest rate and in house prices differ … substantially across countries, and within countries by household characteristics such as age, housing tenure, and asset positions …

, observed in the Household Finance and Consumption Survey (HFCS) for these countries. We then show that the heterogeneity in … household finances implies that responses of consumption to changes in the real interest rate and in house prices differ … substantially across countries, and within countries by household characteristics such as age, housing tenure, and asset positions …

than households living in Continental Europe. Household characteristics and institutional macroeconomic variables are …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …

structural information for the euro area on the incidence of household indebtedness and the debt service burden. It breaks down … status of a household. The paper also examines the evolution of indebtedness and debt service burdens over time and compares …

than households living in Continental Europe. Household characteristics and institutional macroeconomic variables are …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …

than households living in Continental Europe. Household characteristics and institutional macroeconomic variables are …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints on household finances in 15 Euro Area countries. The empirical analysis is based on the Household Finance and … household level. We find evidence of some degree of homogeneity across countries with respect to saving preferences and the …

than households living in Continental Europe. Household characteristics and institutional macroeconomic variables are …We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity … constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new …