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Introduction : creditworthiness and 'responsible credit' -- Creditworthiness assessment as a macroprudential duty -- Creditworthiness for individuals : methodologies and legal issues -- Creditworthiness assessment and other contractual duties as tools of 'responsible credit' : the case of...
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taking place for retail banking. Data on cross-border retail bank flows, cross-border bank mergers and the law of one price … reveal no evidence of integration in retail banking. This paper shows that the previous tests of bank integration are weak in … that they are not based on an equilibrium concept and are neither necessary nor sufficient statistics for bank integration …
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"American markets, once a model for the world, are giving up on competition. Thomas Philippon blames the unchecked …
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work of several of the authors, to consider how the growth of large supermarket chains affects competition in food … European competition policy more generally, such as lawyers, civil servants and consultancy groups, will find this volume …
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’s dynamics. Chapters discuss the role of bank lending in firms’ financing during the recent financial crisis, as well as issues …Chapter 1) Bank-firm relationship: (how) did it change with the financial crisis? -- Chapter 2) Credit risk assessment …: the internal rating systems -- Chapter 3) Credit guarantees: the role in bank lending -- Chapter 4) Banks, firms and …
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, Daniela Termersch, Rijnhard van Tets, Bank Prof. Dr. Dr. h.c. Hans Tietmeyer, Dr. Herbert Walter, Dr. Alexander Winterstein …
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